Strategic Tax Planning Services That Save You Money
From high-earning individuals to real estate investors and growing business owners, we build proactive tax strategies that reduce liability and support long-term wealth..
Why Tax Planning (Not Just Tax Filing) Matters
Tax planning isn’t about hunting for last-minute write-offs, it’s about making smarter financial decisions before the year ends. Whether you’re a W-2 earner looking to lower your taxable income or a business owner weighing payroll, entity structure, and retirement options, we help you make proactive tax planning moves that translate into real tax savings. Our approach includes tax planning for retirement, estate tax planning, and tailored tax reduction strategies.
We Offer Tax Planning Services
Included in All Recurring Packages
Easy All-In-One Packages
Starting at $895
Perfect for ongoing accounting, payroll, and tax management, designed to grow with your business, including business tax planning services.
Includes:
Bookkeeping & Payroll
Sales Tax Filing
Annual Business Tax Return
Quarterly Tax Planning
Advisory Meetings
And more
Complete One-Time Project
Tax Returns, Resolutions & Planning
Starting at $1200 (flat fee)
Ideal for business owners who need expert help with specific tax needs, without a long-term commitment.
Includes:
Business & Individual Tax Returns
IRS/State Tax Resolution
Custom Tax Planning Projects
Tax Strategy Sessions
Who We Serve
Business Owners
Entity selection & restructuring
S-Corp owner salary strategy
Real estate grouping & depreciation
Business tax planning & cashflow alignment
High-Earning Individuals
Backdoor & Mega Backdoor ROTH contribution strategy
Charitable & donor-advised fund planning
Stock / capital gains optimization
Employee Stock Options optimization
What’s Included
Comprehensive Review
We analyze your full tax situation (business + personal) to identify savings opportunities.
Customized Tax Strategy Plan
You receive a tailored roadmap outlining exactly what to implement and when.
Year-Round Advisory
We provide tax advisory services and proactively update your strategy if tax laws or your situation changes.
How Tax Planning Works
01
Consultation
We start with a discovery call to understand your goals, income sources, and challenges so we can design the right tax strategy for you.
02
Comprehensive Review
Our team reviews your personal, business, and real estate tax returns to identify missed deductions and opportunities for improvement.
03
In-Depth Analysis
We analyze your full financial profile, including income, expenses, investments, and entity structure, to uncover areas for tax savings.
04
Custom Plan Delivery
You’ll receive a detailed, easy-to-follow tax plan built around your financial goals and tailored to your unique situation.
05
Strategy Session
We meet to walk through your plan, explain each recommendation, and answer questions so you can take confident action.
06
Implementation (Optional)
If you choose, we’ll help you put your tax savings plan into action by guiding you every steps of the way to deliver results
Ready to Build a Tax Strategy That Actually Saves You Money?
See our transparent pricing and service packages — no hidden fees, just clear options tailored to your tax needs.
Meet Tatyana, TotTax Founder
I'm your business tax professional and financial strategist. I tried different jobs at the IRS, like bookkeeping, accounting, and tax preparation.
However, I came to the realization that it wasn't the right fit for me.
I wanted to work with clients motivated and excited for changes, appreciating freedom, and ready for action. That's why I started TotTax, a Tax and Accounting Agency.
Your Financial Data is Protected
Your financial privacy is our top priority. All advisory documentation, proprietary playbooks, and sensitive data are shared via our 256-bit encrypted secure client portal.
Confidentiality: We adhere to the highest professional ethical standards. Your data is never shared and is protected by industry-leading security protocols.
Location: Headquartered in Denver, Colorado, serving high-net-worth clients nationwide.
Transparent Advisory. Measurable Returns
Tax planning is an investment in your bottom line. We provide clear, upfront pricing and a commitment to your financial success.
Our Advisory ROI Assurance: We don't take on tax planning clients unless we know we can help. During our initial consultation, if we cannot identify tax-saving strategies that significantly exceed the cost of our advisory fee, we will tell you upfront.
Advisory Retainers: Proactive planning services are custom-quoted based on complexity, starting at $2,500/year. This includes your annual filings, a custom tax playbook, and quarterly strategy sessions.
Most Commonly Asked Questions
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Tax preparation is about filing your return correctly, while tax compliance and planning focus on proactive strategies throughout the year to reduce your tax bill before filing season.
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Small business tax planning can reduce your tax liability, improve cash flow, and align your expenses and retirement contributions with IRS rules.
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Both. Individuals — especially high earners or those with complex investments — can benefit from financial tax planning that reduces capital gains and maximizes deductions.
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Most accountants simply charge you to file tax returns rather than to help you plan proactively to save on taxes. A tax return is just a representation of all tax planning strategies that were done during the year. What we do is completely different than just filing taxes. Working with our team of experts who specialize in corporate tax planning can uncover opportunities to save on taxes in the long run. Oftentimes, the cheaper option of just filing tax returns ends up costing you more money when you factor in the lost tax-saving opportunities.
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Yes! Our firm works with clients nationwide. Regardless of what state you reside in or what states you invest in, we can help you with tax savings. In fact, where you live and invest can be an important part of maximizing your tax savings.
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We specialize in the full picture tax planning approach, whether you have a business, real estate investments, personal investment portfolio, children and retirement accounts etc, we take all of it into consideration when creating a tax planning strategy. We work with your financial advisors and investment brokers if necessary.
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Common tax reduction strategies for small businesses include optimizing your business entity structure (such as electing S-Corp status), maximizing high-contribution retirement plans (like a Solo 401(k) or SEP IRA), accelerating depreciation on business assets, and strategically timing your income and deductible expenses before December 31st.
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High-income earners, real estate investors, and small business owners benefit the most from tax planning. Because their financial portfolios are complex, they have the greatest opportunity to utilize advanced tax codes to legally minimize their tax liability and preserve long-term wealth.
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The best time to start tax planning is early in the year, or immediately before a major financial event like selling a property or business. Unlike standard tax preparation, proactive tax planning requires implementing strategies before the tax year ends to effectively reduce your liability.